ary99 Terms & Conditions

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player", "User", "you") and ary99 ("ary99", "the Platform", "we", "us", "our"). By creating an account, accessing the ary99 website, or using any feature of the ary99 platform — including casino games, sports betting, slot games, live dealer tables, and all associated promotional offers — you unconditionally accept these Terms.

These Terms should be read alongside ary99's Privacy Policy and Responsible Gaming Policy, both of which are incorporated herein by reference and form part of the overall agreement between you and ary99.

ary99 reserves the right to update these Terms at any time. Continued use of the platform following the publication of any revised Terms constitutes acceptance of those revisions. Players are encouraged to review these Terms periodically to remain informed of any changes.

To register and maintain an active account on ary99, you must satisfy all of the following eligibility criteria at the time of registration and at all times thereafter:

• You are at least 21 years of age.
• You are a natural person and not a corporation, trust, partnership, or other legal entity.
• You are accessing ary99 from a jurisdiction in which online gaming is not prohibited by applicable law.
• You are not an employee, director, officer, contractor, or close relative of any employee of ary99 or its affiliated companies.
• You have not previously had an ary99 account suspended or permanently closed for a violation of these Terms.
• You are acting solely on your own behalf and not as an agent for any third party.

During the registration process, you are required to provide accurate, complete, and current information. This includes your full legal name, date of birth, valid email address, and Pakistani contact details where applicable. Providing false or misleading information during registration constitutes immediate grounds for account suspension and forfeiture of any balance held in the account.

ary99 conducts Know Your Customer (KYC) verification as part of its compliance obligations. You may be required to submit a valid government-issued photo ID (such as a CNIC or passport), proof of address, and payment method verification documents before deposits, withdrawals, or bonus claims are processed.

Each player is permitted to hold only one registered account with ary99. Operating multiple accounts — whether simultaneously or sequentially — is strictly prohibited. ary99 uses automated and manual systems to detect duplicate accounts, and any accounts identified as duplicates will be suspended immediately. Balances held across duplicate accounts will be forfeited.

You are solely responsible for maintaining the confidentiality of your ary99 login credentials. You must not share your username or password with any other person. ary99 will not be liable for any loss or damage arising from your failure to protect your account credentials.

If you suspect that your ary99 account has been accessed without your authorisation, you must notify ary99's support team immediately via live chat or email at [email protected]. ary99 will investigate such reports and may temporarily suspend your account as a precautionary measure pending investigation.

ary99 reserves the right to request additional identity verification at any time, particularly prior to processing a withdrawal request or in response to suspicious account activity. Failure to provide requested verification documents within a reasonable timeframe may result in account suspension.

ary99 accepts deposits and processes withdrawals in Pakistani Rupees (PKR) via the following payment methods: JazzCash, EasyPaisa, HBL (Habib Bank Limited), UBL (United Bank Limited), and Meezan Bank. ary99 does not charge transaction fees on standard deposits or withdrawals, though your bank or mobile money provider may apply their own charges.

Deposits: All deposits to ary99 are processed in PKR. Minimum deposit amounts are displayed at the time of transaction. Deposits are typically credited to your ary99 wallet immediately upon confirmation from the payment provider. ary99 is not responsible for delays caused by third-party payment processors.

Withdrawals: Withdrawal requests are subject to the following conditions:

• Your account must have completed KYC verification before any withdrawal is processed.
• You may only withdraw funds to a payment method registered in your own name that has been previously used to deposit into your ary99 account.
• Any active bonus balance must satisfy its applicable wagering requirements before the associated real-money balance becomes withdrawable.
• ary99 processes withdrawal requests within the timeframes published on the platform, which may vary by payment method.
• ary99 reserves the right to request additional documentation for withdrawals above a specified threshold, consistent with anti-money laundering obligations.

ary99 offers a range of bonuses and promotional offers to registered players, including welcome bonuses, reload bonuses, cashback offers, free spins, and event-specific promotions tied to cricket seasons and PSL fixtures. All bonuses are subject to the following general terms, in addition to any specific terms attached to each individual promotion:

• Bonuses are credited in PKR and are available to eligible registered players only.
• All bonus funds are subject to wagering requirements before they or any associated winnings may be withdrawn. The specific wagering multiplier applicable to each bonus is stated in the individual promotion terms.
• Bonus funds and real-money funds are held separately in your ary99 wallet. Real-money funds are used first unless ary99's platform settings specify otherwise for a particular bonus type.
• ary99 reserves the right to withdraw, amend, or cancel any bonus or promotional offer at any time without prior notice, provided that this does not affect bonuses already credited and actively being wagered by a player.
• Only one welcome bonus is available per player, per household, per IP address, and per device. Attempts to claim multiple welcome bonuses will result in forfeiture of all bonus funds and associated winnings.
• ary99 may exclude certain games or betting markets from contributing to wagering requirements. A list of excluded or reduced-contribution games is provided in the individual promotion terms.

All casino games available on the ary99 platform utilise certified Random Number Generators (RNG) that have been independently tested and audited. Return-to-player (RTP) percentages for each game are published within the game interface or accessible via the ary99 help section.

For sports betting markets, including cricket, PSL, and other available sports, the following general rules apply:

• All bets are placed at the odds displayed at the time of confirmation. Odds are subject to change prior to confirmation.
• ary99 reserves the right to void bets placed on events that are subsequently cancelled, postponed beyond the applicable settlement period, or affected by technical errors that caused incorrect odds to be displayed.
• In-play (live) bets are subject to a short delay before confirmation to allow for odds updates. ary99 will not be liable for bets placed based on information that was already public knowledge at the time of placement.
• Maximum bet limits apply to certain markets and may vary by event, market type, and player account tier.
• Winnings from all games and betting markets are credited to your ary99 wallet in PKR upon settlement.

In the event of a technical error during gameplay — including but not limited to a disconnection, server failure, or software malfunction — ary99's system logs will be used to determine the outcome. Where a fair outcome cannot be determined, ary99 reserves the right to void the affected game round or bet and return the stake to the player's wallet.

The following conduct is strictly prohibited on the ary99 platform. Engaging in any of the following will result in immediate account suspension, forfeiture of all balances, and may result in legal action:

1. Using automated software, bots, scripts, or any artificial intelligence tools to interact with ary99 games or betting markets.
2. Colluding with other players in poker, live casino, or any other multiplayer game format.
3. Exploiting bugs, glitches, or errors in ary99's software to gain an unfair advantage. Any winnings derived from such exploitation will be voided.
4. Attempting to launder money or use ary99 as a vehicle for any financial crime.
5. Providing false identification documents or misrepresenting your identity during KYC.
6. Engaging in arbitrage betting strategies using ary99 bonus funds.
7. Using VPN, proxy, or other tools to mask your location in order to access ary99 from a prohibited jurisdiction.
8. Harassing, threatening, or abusing ary99 staff or other players through any channel.
9. Operating an ary99 account on behalf of another person without prior written authorisation.

ary99 is committed to promoting responsible gaming and maintaining a safe environment for all Pakistani players. Gambling is intended to be a form of entertainment and must never be pursued as a means of generating income or recovering financial losses.

ary99 provides the following responsible gaming tools, accessible directly from the player account dashboard:

• Deposit Limits: Players may set daily, weekly, or monthly PKR deposit limits. Limits can be decreased immediately but increases are subject to a mandatory cooling-off period.
• Loss Limits: Players may set limits on the maximum amount they are willing to lose within a defined period.
• Session Time Reminders: Configurable alerts notify players of how long they have been actively logged in to ary99.
• Reality Checks: Periodic on-screen reminders of time elapsed and net win/loss position during a session.
• Self-Exclusion: Players may voluntarily exclude themselves from ary99 for a defined period ranging from 24 hours to permanent closure. During exclusion, all marketing communications are suspended and the account cannot be reopened before the exclusion period expires.

If you believe your gambling may be causing harm to yourself or others, ary99 strongly encourages you to make use of these tools or contact our 24/7 support team. Gambling problems can affect anyone, and seeking help is a sign of strength, not weakness.

All content on the ary99 platform — including but not limited to the ary99 brand name and logo, website design and layout, software, graphics, game interfaces, text, audio, and video — is the exclusive intellectual property of ary99 or its licensed content providers. All rights are reserved.

You are granted a limited, non-exclusive, non-transferable licence to access and use the ary99 platform solely for personal entertainment purposes, in accordance with these Terms. This licence does not permit you to:

• Copy, reproduce, distribute, or publish any ary99 content without express written permission.
• Reverse engineer, decompile, or disassemble any ary99 software.
• Use the ary99 brand name, logo, or trademarks in any form without prior written consent.
• Create derivative works based on any ary99 content or software.

Any unauthorised use of ary99's intellectual property will result in immediate account termination and may give rise to civil and/or criminal liability under applicable law.

To the maximum extent permitted by applicable law, ary99 shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from or in connection with your use of the ary99 platform, including but not limited to:

• Loss of profits, revenue, or anticipated savings.
• Loss of data or corruption of data.
• Interruption or unavailability of the ary99 platform due to technical issues, maintenance, or events outside ary99's reasonable control.
• Decisions made based on information published on the ary99 platform, including odds, game statistics, or promotional content.
• Unauthorised access to your account arising from your failure to maintain the security of your login credentials.

The ary99 platform is provided on an "as is" and "as available" basis. While ary99 makes every effort to maintain continuous, error-free service, we do not warrant that the platform will be uninterrupted, timely, secure, or entirely free of errors or defects.

Nothing in these Terms shall limit ary99's liability for death or personal injury caused by its negligence, or for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited by applicable law.

Either party may terminate the account relationship at any time. You may close your ary99 account by contacting support via live chat or email. Upon voluntary closure, any real-money balance remaining in your account (net of any bonus funds that have not met wagering requirements) will be returned to your verified payment method.

ary99 reserves the right to suspend or permanently close your account at its sole discretion, without prior notice, in any of the following circumstances:

• Breach of any provision of these Terms and Conditions.
• Provision of false, inaccurate, or misleading information.
• Failure to complete KYC verification within the required timeframe.
• Suspected or confirmed fraud, money laundering, or other criminal activity.
• Regulatory, legal, or compliance requirements that necessitate account closure.
• Conduct that ary99 reasonably determines to be harmful to the platform, other players, or the integrity of games.

In cases of termination for cause, ary99 reserves the right to withhold balances pending investigation. Where termination follows confirmed fraud or criminal activity, all balances will be permanently forfeited and relevant information will be shared with law enforcement and regulatory bodies as required.

ary99 reserves the right to amend, modify, update, or replace these Terms and Conditions at any time. Where changes are material — meaning they significantly affect player rights or obligations — ary99 will endeavour to provide reasonable notice via the platform or registered email address before the changes take effect.

For minor or clarificatory changes, the updated Terms will be published on this page with a revised "Last Updated" date, and continued use of the platform will constitute acceptance. It is your responsibility to review these Terms periodically. ary99 recommends checking this page at the start of each new cricket or PSL season, as promotional term updates often coincide with these periods.

These Terms and Conditions are governed by and construed in accordance with the laws of the jurisdiction under which ary99's international gaming licence is issued. Any disputes arising from these Terms or from your use of the ary99 platform will be subject to the exclusive jurisdiction of the courts or arbitration body specified under that licence.

Before escalating any dispute to a formal process, all players are required to first submit a written complaint to ary99's support team at [email protected]. ary99 commits to acknowledging all formal complaints within 5 business days and providing a full written response within 28 days.

If you are dissatisfied with ary99's resolution of your complaint, you may escalate the matter to the relevant licensing authority or independent dispute resolution body, details of which are provided upon request via ary99's support channels.

If you have any questions, concerns, or require clarification regarding these Terms and Conditions, ary99's support team is available to assist you 24 hours a day, 7 days a week.

• Live Chat: Available directly through the ary99 platform — the fastest way to reach our support team.
• Email: [email protected] — for formal complaints and written correspondence.
• Response Time: Live chat responses are typically immediate. Email responses are provided within 24 hours under normal operating conditions.

Please note that ary99 does not provide telephone support. All official communications from ary99 will originate from the ary99.com domain. Be cautious of any communications purporting to be from ary99 that originate from other domains or unofficial channels.